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What closing costs should you expect?

There are certain normal costs associated with closing the sale of a house. These expenses are usually divided between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Pennsylvania to help lead you through the deal.

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It's a tremendous undertaking buying a home. Of course with all the excitement is also some uneasiness especially leading up to the transaction. If you're like most people, we bet you'll likely want some expert advice along the way and you'll undoubtedly need a real estate agent looking out for your top interests.

We're without question qualified in Naples real estate, and would love to provide assistance with purchasing your first home.

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Closing costs that are tied to your mortgage    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, I'll not only work to get the optimal sales price, but I'll also campaign for limited closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: If you're purchasing a property in Allegheny County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you show up at closing time. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

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